Thank you for your interest in the National Combined
Benefits Association. Our membership plans provide
benefits that will insure peace of mind while saving you money
on the services that every family needs.
Our mission is to provide a fuller and more affordable life
for our members, creating leverage and volume discounts, through
the power of numbers and volume distribution. The benefits
and discounts are designed to cover day to day healthcare and
lifestyle expenses.
As a National Association we are dedicated to helping our members
keep more of their hard-earned dollars in their own pockets. To
that end, the National Combined Benefits Association through
its affiliation with the National Association of Consumers Direct
is able to offer large discounts, improved benefits and unique
products to our growing association membership. Our large
group buying power enables us to negotiate significant savings
for our members on a variety of benefits and services that could
not normally be provided.
The National Combined Benefits Association is dedicated to helping
you “Save Money” and “Improve
your Lifestyle”.
Lifestyle Core Benefits
- Roadside Assistance
- ID Theft Assistance
- Disability Benefit
- Lifestyle Discount Benefits
- Restaurant Discounts
- Computer Discounts
- E-News Letter
Group Medical
- Benefits
Available To All Members
- Accidental Medical
- Accidental Death & Dismemberment
- Critical Illness
Benefit*
- Term Life Benefit
- Vision Benefits

The Group Critical Illness Benifit is active
after 30 or more consecutive days of membership through
NCBA, and subject to the exclusions, limitations, terms and
conditions of coverage as set forth in the insurance certificate
provided in your membership materials and the Group Critical
Illness Insurance Policy (Form C22577DBG-MO ) issued to National
Association of Consumer’s
Direct (NACD). Coverage is not provided for loss due to a pre-existing
condition for 12 months from the Covered Person’s effective
membership date.